There are multiple ways to incorporate the payment gateway within a website or mobile device. These options vary based upon ease of integration, required resources, features, and additional security.
QuickClick is a great option for e-commerce merchants who do not have an IT team or developer on staff. A button-generator is included, which allows merchants to create website links to products and services without any previous development experience.
This is the best option for merchants who need a full featured turn-key shopping cart out of the box.
Please click here for a list of certified shopping carts
To use the Gateway Emulator, your shopping cart or application must support the Authorize.Net AIM or SIM method of integration. If the application supports the AIM or SIM method, you simply need to change the transaction POST URL to our Gateway Emulator URL.
Our Gateway Emulator URL is:
You will need to change any production and test Authorize.Net URLs to one of the above URLs. The following URLs should be replaced:
Some applications will not contain the test URL. In that case, you will only be changing one URL. Once you have updated the URLs to point to us, the application will submit transactions without needing changes to the code base.
You will then need to configure the Authorize.Net AIM or SIM payment module with the following credentials:
The Three Step Redirect is the preferred API for customized web-based payment processing. Using this integration method significantly reduces a merchant’s PCI footprint without sacrificing end-user look and feel. This method is required when using Verified by Visa/Mastercard SecureCode (Payer Authentication).
The Direct Post method is the simplest integration method for both web-based and non web-based payment applications, however, merchants using this integration method should have passed a PCI vulnerability scan before use.
The Mobile API supports iOS and Android based devices. These SDKs include a mobile card reader library which simplifies integrations for applications requiring encrypted mobile card readers. Additionally, an end-to-end encryption library is included, allowing merchants to send both swiped and keyed-in payment information without ever touching any sensitive data.
The Query API allows merchants to download a detailed stream of transaction data. This dataset can then be used to create in-house reports and analytics.
Speak to a SkyBank Consultant
Toll Free: 1-800-617-9980