Disclaimer
All information provided in official SkyBank Financial web sites is provided for informational purposes only and does not constitute a legal contract between Evergreen Business Solutions, Inc. and any person or entity unless otherwise specified. Information on official SkyBank Financial web sites is subject to change without prior notice. Although every reasonable effort is made to present current and accurate information, SkyBank Financial makes no guarantees of any kind.

SkyBank Financial web sites may contain information that is created and maintained by a variety of sources both internal and external to SkyBank Financial. These sites are unmoderated forums containing the personal opinions and other expressions of the persons who post the entries. SkyBank Financial does not control, monitor or guarantee the information contained in these sites or information contained in links to other external web sites, and does not endorse any views expressed or products or services offered therein. In no event shall SkyBank Financial be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such site or resource.

Privacy Policy
You can visit our website without telling us who you are or revealing any information about yourself. The only information we collect is that which you provide voluntarily. If you elect to provide us with your information, then we may collect Nonpublic Personal Information about you to quote and service your needs and any data you specifically and knowingly provide will become the property of SkyBank Financial. SkyBank Financial will not share this information with other companies for their marketing purposes without your consent. Your information may be shared with our affiliate companies, outside vendors and/or parties only when disclosure of such information is necessary to complete account set-up, process bankcard transactions, and to perform such services as are requested by you or when applicable law or legal authority requires that such information be disclosed. Access to your Nonpublic Personal Information is restricted to everyone other than our employees and contractors who must use it to provide our services. Their use of the information is limited by law, our code of conduct, and any legal written agreements. We also maintain physical, electronic and procedural safeguards to protect your information.
SkyBank Financial reserves the right to modify and update this privacy policy at any time. If you are concerned about use of your information, you may contact SkyBank Financial at 1-800-718-0446.

Terms of Use
Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site. SkyBank Financial reserves the right to modify the Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly. Except where otherwise indicated, all materials contained in this Web site are the copyrighted property of SkyBank Financial. All logos and other trademarks and service marks used on this site are owned by SkyBank Financial, unless otherwise denoted. Permission is hereby granted to use, copy and distribute these materials as presented in this Web site and without alteration for non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.

Encryption
Our SSL certificates support both industry-standard 128-bit (used by all banking infrastructures to safeguard sensitive data) and high-grade 256-bit SSL encryption to secure online transactions. The actual encryption strength on a secure connection using a digital certificate is determined by the level of encryption supported by the user’s browser and the server that the Web site resides on. For example, the combination of a Firefox® browser and an Apache 2.X Web server enables up to 256-bit AES encryption with GoDaddy.com certificates. Encryption strength is measured in key length-number of bits in the key. To decipher an SSL communication, one needs to generate the correct decoding key. Mathematically speaking, 2n possible values exist for an n-bit key. Thus, 40-bit encryption involves 240 possible values. 128- and 256-bit keys involve a staggering 2128 and 2256 possible combinations, respectively, rendering the encrypted data de facto impervious to intrusion. Even with a brute-force attack (the process of systematically trying all possible combinations until the right one is found) cracking a 128- or 256-bit encryption is computationally unfeasible.