Electronic Checks & ACH
Accepting checks is now as easy as accepting credit cards by automating check acceptance at the point of sale.
With each authorized check, funds are electronically processed and deposited into your merchant account.
That means:
|
Eliminate bounced checks |
|
Avoid lengthy trips to the bank |
|
Reduced bank fees |
|
Less paperwork. |
ACH (eCheck)
|
Verify the bank routing number, account numbers along with the consumer
information against a positive and negative database to ensure the check
writer does not have unresolved returned checks |
|
Setup recurring bank drafts and process payments from clients using the
bank account information |
|
Reduce chargeback timeframes |
|
Reduce processing fees by avoiding Interchange |
Electronic Check Guarantee
|
Reduce check-handling time and costs, streamline back-office processes, minimize errors, speed funding and offer customers greater security |
|
Eliminate bounced checks. Our systems guarantees approvals up to $35,000 |
|
Convert checks to electronic transactions to avoid trips to the Bank |
|
Improve cash flow and streamline back-office operations |
Mobile Check Acceptance
|
Easily authorize and deposit all types of checks and
money orders by using your smartphone or tablet |
|
Check writer signs the disclosure notice on the mobile
device, then hands the check over to merchant |
|
Merchant takes picture of front and back of check,
and enters the amount and ID information |
|
Optical Character Recognition (OCR) and image
quality is performed on check image |
|
SkyBank conducts risk assessment and issues
approval or decline decision |
|
Merchant is funded within two banking days |
Online Services
Merchant Services
Partner Program
Corporate Overview